Merchant Category Codes (MCC) are assigned by the card processing network when a merchant is first set up to accept card payments. They’re usually based on the industry the merchant operates in, and there are over 800 MCCs in use.
This guide outlines which underlying MCC codes are mapped to the categories you see in Float.
For more on how these categories work with card controls, please see: Merchant Category Controls on Cards
Merchant Category Guide
Advertising
| MCC code | Description |
|---|---|
| 5960 | Direct Marketing – Insurance Services |
| 5962 | Direct Marketing – Travel-Related Arrangement Services |
| 5963 | Door-To-Door Sales |
| 5964 | Direct Marketing – Catalog Merchant |
| 5965 | Direct Marketing – Combination Catalog and Retail Merchant |
| 5967 | Direct Marketing – Inbound Teleservices Merchant |
| 5968 | Direct Marketing – Continuity/Subscription Merchant |
| 5969 | Direct Marketing – Other Direct Marketers (Not Elsewhere Classified) |
| 7311 | Advertising Services |
Airlines
| MCC code | Description |
|---|---|
| 3000-3302 | Various Airlines (ex; United Airlines, Air Canada etc) |
| 4511 | Airlines and Air Carriers (Not Elsewhere Classified) |
| 4582 | Airports, Flying Fields, and Airport Terminals |
Alcohol and Bars
| MCC code | Description |
|---|---|
| 5813 | Drinking Places (Alcoholic Beverages) – Bars, Taverns, Nightclubs, Cocktail Lounges, and Discotheques |
| 5921 | Package Stores – Beer, Wine, and Liquor |
Apparel
| MCC code | Description |
|---|---|
| 5137 | Men’s, Women’s, and Children’s Uniforms and Commercial Clothing |
| 5139 | Commercial Footwear |
| 5611 | Men’s and Boys’ Clothing and Accessories Stores |
| 5621 | Women’s Ready-To-Wear Stores.. |
| 5631 | Women's Accessory and Specialty Shops |
| 5641 | Children’s and Infants’ Wear Stores |
| 5651 | Family Clothing Stores |
| 5655 | Sports and Riding Apparel Stores |
| 5661 | Shoe Stores |
| 5681 | Furriers and Fur Shops |
| 5691 | Men’s and Women’s Clothing Stores |
| 5698 | Wig and Toupee Stores |
| 5699 | Miscellaneous Apparel and Accessory Shops |
| 5931 | Used Merchandise and Secondhand Stores |
| 5944 | Jewelry Stores, Watches, Clocks, and Silverware Stores |
| 5948 | Luggage and Leather Goods Stores |
| 7296 | Clothing Rental – Costumes, Uniforms, Formal Wear |
Car Services
| MCC code | Description |
|---|---|
| 5013 | Motor Vehicle Supplies and New Parts |
| 5531 | Automobile Supply Stores |
| 5532 | Automotive Tire Stores |
| 5533 | Automotive Parts and Accessories Stores |
| 5935 | Wrecking and Salvage Yards |
| 7531 | Automotive Body Repair Shops |
| 7534 | Tire Retreading and Repair Shops |
| 7535 | Automotive Paint Shops |
| 7538 | Automotive Service Shops (Non-Dealer) |
| 7542 | Car Washes |
| 7549 | Towing Services |
| 8675 | Automobile Associations |
| 9700 | Automated Referral Service (For Visa Only) |
Dealerships
| MCC code | Description |
|---|---|
| 4457 | Boat Rentals and Leasing |
| 5271 | Mobile Home Dealers |
| 5511 | Car and Truck Dealers (New and Used) Sales, Service, Repairs, Parts, and Leasing |
| 5521 | Car and Truck Dealers (Used Only) Sales, Service, Repairs, Parts, and Leasing |
| 5551 | Boat Dealers |
| 5561 | Camper, Recreational and Utility Trailer Dealers |
| 5571 | Motorcycle Shops and Dealers |
| 5592 | Motor Homes Dealers |
| 5598 | Snowmobile Dealers |
| 5599 | Miscellaneous Automotive, Aircraft, and Farm Equipment Dealers (Not Elsewhere Classified) |
| 7519 | Motor Home and Recreational Vehicle Rentals |
Delivery
| MCC code | Description |
|---|---|
| 4011 | Railroads |
| 4214 | Motor Freight Carriers and Trucking – Local and Long Distance, Moving and Storage Companies, and Local Delivery Services |
| 4215 | Courier Services – Air and Ground, and Freight Forwarders |
| 5972 | Stamp and Coin Stores |
| 9402 | Postal Services – Government Only |
Digital and Physical Media
| MCC code | Description |
|---|---|
| 2741 | Miscellaneous Publishing and Printing |
| 2791 | Typesetting, Plate Making and Related Services |
| 5192 | Books, Periodicals and Newspapers |
| 5815 | Digital Goods Media – Books, Movies, Digital artwork/images, Music |
| 5942 | Book Stores |
| 5994 | News Dealers and Newsstands |
| 7338 | Quick Copy, Reproduction, and Blueprinting Services |
Education
| MCC code | Description |
|---|---|
| 8211 | Elementary and Secondary Schools |
| 8220 | Colleges, Universities, Professional Schools, and Junior Colleges |
| 8241 | Correspondence Schools |
| 8244 | Business and Secretarial Schools |
| 8249 | Vocational and Trade Schools |
| 8299 | Schools and Educational Services (Not Elsewhere Classified) |
Entertainment
| MCC code | Description |
|---|---|
| 4889 | Cable and other pay television |
| 7800 | Government-Owned Lotteries (US Region only) |
| 7802 | Government-Licensed Horse/Dog Racing (US Region only) |
| 7832 | Motion Picture Theaters |
| 7841 | DVD/Video Tape Rental Stores |
| 7911 | Dance Halls, Studios and Schools |
| 7922 | Ticket Agencies and Theatrical Producers (Except Motion Pictures) |
| 7929 | Bands, Orchestras, and Miscellaneous Entertainers (Not Elsewhere Classified) |
| 7932 | Billiard and Pool Establishments |
| 7933 | Bowling Alleys |
| 7941 | Commercial Sports, Professional Sports Clubs, Athletic Fields, and Sports Promoters |
| 7991 | Tourist Attractions and Exhibits |
| 7992 | Public Golf Courses |
| 7993 | Video Amusement Game Supplies |
| 7994 | Video Game Arcades/Establishments |
| 7996 | Amusement Parks, Circuses, Carnivals, and Fortune Tellers |
| 7998 | Aquariums, Seaquariums, Dolphinariums, and Zoos |
| 7999 | Recreation Services (Not Elsewhere Classified) |
Fines
| MCC code | Description |
|---|---|
| 9222 | Fines |
| 9223 | Bail and Bond Payments |
Gambling and Casinos
| MCC code | Description |
|---|---|
| 3551-3796 | Various Casino/Gambling Facilities (ex; Mirage Hotel and Casino, etc) |
| 7801 | Government Licensed On-Line Casinos (On-Line Gambling) (US Region only) |
| 7995 | Betting, including Lottery Tickets, Casino Gaming Chips, Off-Track Betting, Wag |
Gas and Charging
| MCC code | Description |
|---|---|
| 4468 | Marinas, Marine Service, and Supplies |
| 5172 | Petroleum and Petroleum Products |
| 5541 | Service Stations (With or without Ancillary Services) |
| 5542 | Automated Fuel Dispensers |
| 5552 | Electric Vehicle Charging |
| 5983 | Fuel - Fuel Oil, Wood, Coal, Liquefied Petroleum |
| 7511 | Truck Stop |
General Merchandise
| MCC code | Description |
|---|---|
| 5044 | Photographic, Photocopy, Microfilm Equipment and Supplies |
| 5122 | Drugs, Drug Proprietaries, and Druggist Sundries |
| 5131 | Piece Goods, Notions, and Other Dry Goods |
| 5193 | Florists Supplies, Nursery Stock and Flowers |
| 5198 | Paints, Varnishes and Supplies |
| 5199 | Nondurable Goods (Not Elsewhere Classified) |
| 5300 | Wholesale Clubs |
| 5309 | Duty Free Stores |
| 5310 | Discount Stores |
| 5311 | Department Stores |
| 5331 | Variety Stores |
| 5399 | Miscellaneous General Merchandise |
| 5722 | Household Appliance Stores |
| 5733 | Music Stores – Musical Instruments, Pianos, and Sheet Music |
| 5735 | Record Stores |
| 5816 | Digital Goods – Games |
| 5832 | Antique Shops - Sales, Repairs, and Restoration Services |
| 5912 | Drug Stores and Pharmacies |
| 5933 | Pawn Shops |
| 5940 | Bicycle Shops – Sales and Service |
| 5941 | Sporting Goods Stores |
| 5945 | Hobby, Toy, and Game Shops |
| 5946 | Camera and Photographic Supply Stores |
| 5947 | Gift, Card, Novelty and Souvenir Shops |
| 5949 | Sewing, Needlework, Fabric and Piece Goods Stores |
| 5950 | Glassware/Crystal Stores |
| 5961 | Mail Order Houses Including Catalog Order Stores, Book/Record Clubs (No longer permitted for U.S. original presentments) |
| 5970 | Artist’s Supply and Craft Shops |
| 5971 | Art Dealers and Galleries |
| 5973 | Religious Goods Stores |
| 5977 | Cosmetic Stores |
| 5978 | Typewriter Stores – Sales, Rentals, and Service |
| 5992 | Balloon Bouquets; Flower Shops; Plant Store |
| 5993 | Cigar Stores and Stands |
| 5995 | Pet Shops, Pet Foods and Supplies Stores |
| 5997 | Electric Razor Stores – Sales and Service |
| 5999 | Miscellaneous and Specialty Retail Shops |
| 6532 | Payment Transaction—Customer Financial Institution |
| 6540 | Non-Financial Institutions – Stored Value Card Purchase/Load |
| 742 | Veterinary Services |
Government
| MCC code | Description |
|---|---|
| 9311 | Tax Payments |
| 9399 | Government Services (Not Elsewhere Classified) |
| 9405 | U.S. Federal Government Agencies or Departments |
Groceries
| MCC code | Description |
|---|---|
| 5411 | Grocery Stores and Supermarkets |
| 5422 | Freezer and Locker Meat Provisioners |
| 5441 | Candy, Nut, and Confectionery Stores |
| 5451 | Dairy Products Stores |
| 5462 | Bakeries |
| 5499 | Miscellaneous Food Stores – Convenience Stores and Specialty Markets |
Industrial Merchandise
| MCC code | Description |
|---|---|
| 0763 | Agricultural Co-operatives |
| 0780 | Landscaping and Horticultural Services |
| 5039 | Construction Materials (Not Elsewhere Classified) |
| 5046 | Commercial Equipment (Not Elsewhere Classified) |
| 5051 | Metal Service Centers and Offices |
| 5065 | Electrical Parts and Equipment |
| 5072 | Hardware, Equipment and Supplies |
| 5074 | Plumbing and Heating Equipment and Supplies |
| 5085 | Industrial Supplies (Not Elsewhere Classified) |
| 5094 | Precious Stones and Metals, Watches and Jewelry |
| 5099 | Durable Goods (Not Elsewhere Classified) |
| 5169 | Chemicals and Allied Products (Not Elsewhere Classified) |
| 5200 | Home Supply Warehouse Stores |
| 5211 | Lumber and Building Materials Stores |
| 5231 | Glass, Paint, and Wallpaper Stores |
| 5251 | Hardware Stores |
| 5261 | Nurseries - Lawn and Garden Supply Store |
| 5718 | Fireplace, Fireplace Screens and Accessories Stores |
| 5996 | Swimming Pools – Sales and Service |
| 5998 | Tent and Awning Shops |
| 9950 | Intra-Company Purchases |
Lodging
| MCC code | Description |
|---|---|
| 3501-3838 | Various Lodging Establishments (Best Western, Sheraton etc) |
| 7011 | Lodging – Hotels, Motels, Resorts, Central Reservation Services (Not Elsewhere Classified) |
| 7012 | Timeshares |
| 7032 | Sporting and Recreational Camps |
| 7033 | Trailer Parks and Campgrounds |
Medical Services
| MCC code | Description |
|---|---|
| 4119 | Ambulance Services |
| 5047 | Medical, Dental, Ophthalmic and Hospital Equipment and Supplies |
| 5975 | Hearing Aids – Sales, Service, and Supply |
| 5976 | Orthopedic Goods – Prosthetic Devices |
| 7297 | Massage Parlors |
| 7298 | Health and Beauty Spas |
| 8011 | Doctors and Physicians (Not Elsewhere Classified) |
| 8021 | Dentists and Orthodontists |
| 8031 | Osteopaths |
| 8041 | Chiropractors |
| 8042 | Optometrists and Ophthalmologists |
| 8043 | Opticians, Optical Goods, and Eyeglasses |
| 8044 | Opticians, Optical Goods, and Eyeglasses (no longer valid for first presentments) |
| 8049 | Podiatrists and Chiropodists |
| 8050 | Nursing and Personal Care Facilities |
| 8062 | Hospitals |
| 8071 | Medical and Dental Laboratories |
| 8099 | Medical Services and Health Practitioners (Not Elsewhere Classified) |
Office and Utilities
| MCC code | Description |
|---|---|
| 4900 | Utilities – Electric, Gas, Water, and Sanitary |
| 5021 | Office and Commercial Furniture ... |
| 5111 | Stationery, Office Supplies, Printing and Writing Paper |
| 5712 | Furniture, Home Furnishings, and Equipment Stores, Except Appliances |
| 5713 | Floor Covering Stores |
| 5714 | Drapery, Window Covering, and Upholstery Stores |
| 5719 | Miscellaneous Home Furnishing Specialty Stores |
| 5932 | Antique Shops – Sales, Repairs, and Restoration Services |
| 5943 | Stationery Stores, Office and School Supply Stores |
| 7394 | Equipment, Tool, Furniture, and Appliance Rental and Leasing |
Personal Services
| MCC code | Description |
|---|---|
| 0742 | Veterinary Services |
| 5697 | Tailors, Seamstresses, Mending, and Alterations |
| 7210 | Laundry, Cleaning, and Garment Services |
| 7211 | Laundries – Family and Commercial |
| 7216 | Dry Cleaners |
| 7230 | Beauty and Barber Shops |
| 7251 | Shoe Repair Shops, Shoe Shine Parlors, and Hat Cleaning Shops |
| 7261 | Funeral Services and Crematories |
| 7273 | Dating Services |
| 7277 | Counseling Services – Debt, Marriage, and Personal |
| 7278 | Buying and Shopping Services and Clubs |
| 7342 | Exterminating and Disinfecting Services |
| 7631 | Watch, Clock and Jewelry Repair |
| 7997 | Membership Clubs (Sports, Recreation, Athletic), Country Clubs, and Private Golf Courses |
| 8351 | Child Care Services |
| 9702 | Emergency Services (GCAS) (Visa use only) |
Phone and Internet Services
| MCC code | Description |
|---|---|
| 4812 | Telecommunication Equipment and Telephone Sales |
| 4814 | Telecommunication Services, including Local and Long Distance Calls, Credit Card Calls, Calls Through Use of MagneticStripe-Reading Telephones, and Fax Services |
| 4821 | Telegraph Services |
| 4899 | Cable, Satellite and Other Pay Television/Radio/Streaming Services |
Professional Services
| MCC code | Description |
|---|---|
| 1520 | General Contractors – Residential and Commercial |
| 1711 | Heating, Plumbing, and Air Conditioning Contractors |
| 1731 | Electrical Contractors |
| 1740 | Masonry, Stonework, Tile Setting, Plastering and Insulation Contractors |
| 1750 | Carpentry Contractors |
| 1761 | Roofing, Siding, and Sheet Metal Work Contractors |
| 1771 | Concrete Work Contractors |
| 1799 | Special Trade Contractors (Not Elsewhere Classified) |
| 2842 | Specialty Cleaning, Polishing and Sanitation Preparations |
| 4225 | Public Warehousing and Storage – Farm Products, Refrigerated Goods, Household Goods, and Storage |
| 4815 | VisaPhone |
| 5937 | Antique Reproductions |
| 6211 | Security Brokers/Dealers |
| 6300 | Insurance Sales, Underwriting, and Premiums |
| 6381 | Insurance Premiums (no longer valid for first presentment work) |
| 6399 | Insurance Not Elsewhere Classified (no longer valid for first presentment work) |
| 6411 | Miscellaneous - Overpayments |
| 6513 | Real Estate Agents and Managers - Rentals |
| 7217 | Carpet and Upholstery Cleaning |
| 7221 | Photographic Studios |
| 7276 | Tax Preparation Services |
| 7299 | Miscellaneous Personal Services (Not Elsewhere Classified) |
| 7321 | Consumer Credit Reporting Agencies |
| 7332 | Blueprinting and Photocopying Services |
| 7333 | Commercial Photography, Art, and Graphics |
| 7339 | Stenographic and Secretarial Support |
| 7349 | Cleaning, Maintenance, and Janitorial Services |
| 7361 | Employment Agencies and Temporary Help Services |
| 7375 | Information Retrieval Services |
| 7379 | Computer Maintenance, Repair and Services (Not Elsewhere Classified) |
| 7392 | Management, Consulting, and Public Relations Services |
| 7393 | Detective Agencies, Protective Services, and Security Services, including Armored Cars, and Guard Dogs |
| 7395 | Photofinishing Laboratories and Photo Developing |
| 7622 | Electronics Repair Shops |
| 7623 | Air Conditioning and Refrigeration Repair Shops |
| 7629 | Electrical and Small Appliance Repair Shops |
| 7641 | Furniture – Reupholstery, Repair, and Refinishing |
| 7692 | Welding Services |
| 7699 | Miscellaneous Repair Shops and Related Services |
| 7829 | Motion Picture and Video Tape Production and Distribution |
| 8111 | Legal Services and Attorneys |
| 8699 | Membership Organizations (Not Elsewhere Classified) |
| 8734 | Testing Laboratories (Non-Medical Testing) |
| 8911 | Architectural, Engineering, and Surveying Services |
| 8931 | Accounting, Auditing, and Bookkeeping Services |
| 8999 | Professional Services (Not Elsewhere Classified) |
| 9211 | Court Costs, Including Alimony and Child Support |
| 9701 | Visa Credential Service (For Visa Only) |
Restaurants
| MCC code | Description |
|---|---|
| 5811 | Caterers |
| 5812 | Eating Places and Restaurants |
| 5814 | Fast Food Restaurants |
Social Organizations
| MCC code | Description |
|---|---|
| 8398 | Charitable Social Service Organizations |
| 8641 | Civic, Social, and Fraternal Associations |
| 8651 | Political Organizations |
| 8661 | Religious Organizations |
Software and Electronics
| MCC code | Description |
|---|---|
| 4816 | Computer Network/Information Services |
| 5045 | Computers and Computer Peripheral Equipment and Software |
| 5262 | Marketplaces |
| 5732 | Electronics Stores |
| 5734 | Computer Software Stores |
| 5817 | Digital Goods – Applications (Excludes Games) |
| 5818 | Digital Goods – Large Digital Goods Merchant |
| 7372 | Computer Programming, Data Processing, and Integrated Systems Design Services |
| 7399 | Business Services (Not Elsewhere Classified) |
Transportation
| MCC code | Description |
|---|---|
| 3351-3441 | Various Car Rental Establishments (ex; ENTERPRISE RENT-A-CAR) |
| 4111 | Local and Suburban Commuter Passenger Transportation, Including Ferries |
| 4112 | Passenger Railways |
| 4121 | Taxicabs and Limousines |
| 4131 | Bus Lines |
| 4784 | Tolls and Bridge Fees |
| 4789 | Transportation Services (Not Elsewhere Classified) |
| 7512 | Automobile Rental Agency |
| 7513 | Truck and Utility Trailer Rentals |
| 7523 | Parking Lots, Parking Meters and Garages |
Travel Agencies
| MCC code | Description |
|---|---|
| 4411 | Steamship and Cruise Lines |
| 4722 | Travel Agencies and Tour Operators |
| 4723 | Package Tour Operators – Germany Only |