Accounts Page Overview

To access your Float accounts, navigate to Accounts in the left sidebar and click the Overview tab.

This guide will walk you through all of the details on this page, ensuring you understand how to use the key functions.

For more information on Accounts, please visit our Accounts Page FAQ.

Overview Tab

1. Overview: Glance at your business funds per account from this tab

2. Bank Connections: See your connected bank accounts and connect a new account from this tab

3. Funding History: See your history of funding transfers into Float from this tab

4. Statements: Download your monthly statements in PDF or CSV

5. Move Money: There are 4 money movement actions that you can initiate from here:

   • Add Funds: Initiate top-ups from your connected bank or through Interac e-Transfer (CAD only) to fund your Float Cash or Charge accounts
   • Receive Funds: Access your Float Business Account details to receive funds
   • Transfer Funds (Charge customers only): Transfer funds between your Cash and Charge balances
     • Please note that this feature is only available to Charge customers at this time. Transfers can only be initiated from your Cash to Charge balance. For detailed instructions on how to transfer funds, please see this guide: Moving Funds Between Accounts
   • Withdraw Funds: Initiate a withdrawal of funds from your Float Cash account(s) back to your connected bank account

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6. Convert Funds: Convert CAD funds in your Float Cash account to USD and vice versa using Float FX

7. Rewards: See how much you're earning in Interest and Cashback for the month

   • You receive 1% cashback on all spend beyond $25,000 for a given month. For more details on Cashback, see: Float Cashback FAQ
   • For more details on earning up to 4% interest, see: Earning Interest with Float

8. Float Cash Accounts: Your CAD and USD Float Cash accounts and the available balance you have to spend. 

   • See below for more details of what you can view by clicking into each account.

9. Float Charge Accounts: If you're a Charge customer, your available balance to spend will be shown. 

   • See below for more details of what you can view by clicking into each Charge account.
     • If you are not part of the Charge program but wish to apply, you can do so directly from the Overview page by clicking "Apply for Charge"

Float Cash Accounts

CAD & USD Cash Accounts:

1. Available Balance & Pending Card Transactions: See how much you have available to spend with

2. Rewards: Summary of rewards earnings for the month (i.e., Interest and Cash, if eligible)

   • Funding Details: The various ways you can transfer funds into Float
     • Interac e-Transfer (CAD only): Register your Interac e-Transfer email to send instant e-Transfers up to $25,000 CAD
     • Connected Bank Account: Your bank account set as your funding source
     • Manage Auto-topups: Set up or manage your auto-topup rules to initiate a transfer when your cash balance falls below a certain threshold
     • Fast Funding: Click "Learn more" if you're not on fast funding to see if you are eligible for one-day transfers. If you are already approved for Fast Funding, it will say "On" in green

3. Account Details: Routing details you use to receive payments into Float

   • For more information on receiving funds into Float, please review this (link Using Float Business Accounts to Receive Funds article once published) article

Float Charge Accounts

CAD & USD Charge Accounts:

1. Available Balance, Credit Limit & Pending Card Transactions: See how much you have available to spend with and your credit limit
2. Payment Due: The day your cycle ends and repayment is due
3. Pay Balance: Click this button to repay your balance
4. Funding Details: The various ways you can transfer funds and make payments in Float
   • Connected Bank Account: Your bank accounts set as your funding source
   • Custom Repayment Source: Configure the account you want your Charge repayment to come from (either Float Cash account or connected bank account)
   • Auto-Paydown: Set up automatic transfers from either your Float cash balance or your connected bank accounts when your available balance falls below a specified threshold