"You Spend, You Win" is a spend promotion running from September 1 to October 31, 2026 - complete more spending on your Float card during that period, reach your goal, and earn the chance to win a reward. There are two reward tiers: Silver and Gold.
You can find the full terms for this promotion HERE.
Directory of Frequently Asked Questions
Eligibility and Opt-In
Am I eligible for this promotion?
When's the last day to opt in?
Can more than one person on my team opt in?
Your Goals
How is my goal set?
Why is my goal different from someone else's?
Where do I find my numbers?
Does my spend need to be higher every month, or is the goal cumulative?
Qualifying Spend
What kind of spend counts?
What kind of spend doesn't count?
I have multiple accounts under one parent. How does that work?
I am the Primary Administrator on more than one business. How does that work?
Can I reach my goal by moving spend between my accounts?
Does the spend have to clear by October 31?
Rewards
What are the rewards?
If I hit Gold, do I get the Silver reward too?
Is this a draw?
Are rewards limited?
How will I pick my reward?
Can we receive our reward on a Float card instead?
Do I have to pick a reward?
Am I eligible for this promotion?
The Primary Administrators of eligible businesses would have been contacted by email on September 1st, 2026. This is an invite-only promotion - make sure you check your junk/spam mail!
When’s the last day to opt in?
All Primary Administrators who have received their "You Win, You Spend" invitation email have until September 30, 2026, to opt in.
Can more than one person on my team opt in?
No, and there's no need. Your Primary Administrator opts in once, and that covers your whole business.
How is my goal set?
We calculate your average monthly card spend across June, July and August to determine your baseline. The promotion runs for two months, so we double your baseline first, then add your tier target on top.
Here's how that looks on a $100,000 baseline:
Two months at your usual pace: $200,000
- Silver goal: $200,000 + $120,000 = $320,000
-
Gold goal: $200,000 + $900,000 = $1,100,000
Why is my goal different from someone else's?
Each goal is calculated from that business’s own baseline. Baselines differ from business to business, so targets differ as well.
Where do I find my spend goals?
Your spend goals will be found in your invitation email.
Does my spend need to be higher every month, or is the goal cumulative?
Cumulative. We add your card spend across both months and compare the total against your goal. A lower September followed by a higher October still counts.
What kind of spend counts?
Card spend, meaning completed transactions made on a Float card.
What kind of spend doesn't count?
Refunds, reversals, chargebacks and disputed transactions are deducted from your total. Topups and transfers between your own Float accounts do not count, and neither do cash advances, bill payments, or reimbursements paid outside a card.
I have multiple accounts under one parent. How does that work?
We combine your parent account and all of its child accounts. You have one combined baseline, one combined goal, and one reward.
I am the Primary Administrator on more than one business. How does that work?
Your goal is calculated across every account you are assigned to as the Primary Administrator, combined. You will receive one invitation email covering all of them, and spend across those accounts counts toward the same total. One reward is awarded.
Can I reach my goal by moving spend between my accounts?
No. All accounts you manage are combined into a single baseline and a single total, so transferring spend between them does not change your progress.
Does spend have to clear by October 31?
Yes. A transaction only counts once it's settled and posted, and the cut-off is October 31. Card transactions can take a few days to settle, so if you're close to your goal, don't leave it to the last week of October.
What are the rewards?
Every reward is a gift card. You pick where it goes, then spend it on whatever you want there.
Hit Silver, and you get a $100 gift card to one of:
- Herschel
- Riversol
- Canadian Tire
Hit Gold, and you get a $1,000 gift card to one of:
- Hotels and resorts:
- Nimmo Bay, BC
- Muskoka Bay Golf, ON
- Ace Hotel Toronto
- Canada Goose
- Structube
If I hit Gold, do I get the Silver reward too?
No. Gold upgrades your reward rather than adding a second one. One reward per business.
Is this a draw?
No, this promotion is available to all invited Float businesses. Hit your goal and the reward is yours, subject to the limits addressed below.
Are rewards limited?
Yes. Rewards go to the first 1,000 businesses to reach Silver and the first 50 to reach Gold. Opting in reserves your spot in the promo, not a reward.
How will I pick my reward?
If you've qualified, we'll email the Primary Administrator assigned to your business entity in the first two weeks of November with a list of rewards to choose from.
Can we receive our reward on a Float card instead?
Yes. When you select your reward, you can choose to receive the value on a Float card rather than at one of the merchants listed above. The amount is the same, up to $100 at Silver or $1,000 at Gold. Some teams prefer this because it can be put toward something everyone shares, such as a team breakfast or a team event. A Float card reward cannot be exchanged for cash or applied against amounts owed to Float.
Do I have to pick a reward?
Yes. The business's Primary Administrator picks from the options for your tier, within 30 days of the received email.
If you have any questions regarding this promotion that cannot be addressed using this FAQ, please reach out to your Account Executive, or Customer Success Manager, if applicable. If you do not have either, please contact support@floatfinancial.com with your Full Name, Business' name, Role in Float and your detailed inquiry.