Bill Pay Prohibited Activities:
- Adult Content or related services, or advertising
- Gambling
- Sale of unauthorized or counterfeit Goods
- Manufacturing or sales of Weapons & Military
- Regulated Financial Services
- Payroll services
- Sales of anything requiring permits or licenses without the permit or license
- Promotion of discrimination based on race, gender, religion, orientation etc.
- Pyramid or multi-level marketing schemes
- Trade of restricted or endangered Species
- Sale of archaeological or cultural artifacts
- Sale of access to file sharing services (Cyberlockers)
- Any other activities outside our risk appetite per internal and partner policies
- Cryptocurrencies: Includes crypto-assets, NFTs, and ICOs
- Stablecoins: Tokenized real-world assets like commodities and currencies
- Transfers to accounts under common ownership or control
- Self-payments or transfers between affiliated businesses
Reimbursements Program Prohibited Activities:
- Adult Entertainment
- Cannabis/Marijuana Related Businesses (manufacture and sale)
- Cryptocurrency
- Dating/Escort Services
- Debt Collection/ Debt Consolidation
- Direct Marketing/Telemarketing
- Firearms or Ammunition-Related Businesses (manufacture and sale)
- Gambling/Casinos
- Illegal Products and Services
- Massage Parlors
- Money Services Businesses (MSBs)
- Nutraceuticals
- Payday Lenders
- Promotion of Racism or Bigotry
Bill Pay and Reimbursement Restricted Use (Case-by-Case Approval):
- Financial Services: Including, but not limited to:
- Acceptance of deposits, lending, financial leasing, and money transfer services
- Issuing payment instruments and securities trading
- Portfolio management and cash administration
- Designated Non-Financial Businesses (DNFBPs):
- Activities involving casinos, real estate agents, luxury goods dealers, and legal services
- Charities: Including unregistered and not-for-profit organizations
- Dating services
- Live streaming
- Pharmaceuticals
- Political/religious organizations
- Regulated medical services
To ensure a positive customer experience, we reserve the right to prohibit any business that may present heightened concerns, aligning with our commitment to safety and service.