What is the application and underwriting process for Charge Card?

The application process is made up of just 2 parts:

1. An internal underwriting process, and
2. A quick due diligence call with you

The underwriting process involves the submission of a few essential documents, namely your financial statements and your most recent banking statements. 

Why are these documents necessary? These documents are necessary to validate your eligibility and determine your credit limit. They are also standard for credit underwriting and required by lending partners we work with.

If you encounter difficulties in providing these documents, you can reach out to your account representative for assistance (or support@floatcard.com if you do not have an account representative).